Many people know how to accumulate wealth, but few know how to utilize it. Ancient thinker have described three states of Wealth :
Bhog (Consumption)
Daan (Charity) and
Naash (Destruction).
The third stage of destruction, arises in the absence of the first two stages, of consumption, that is fulfillment of personal need, and charity for the development of society. Wealth does not stay permanently with anyone. After a certain duration, its destruction is inevitable. The fourth stage is Visarjan or relinquishment. The one who is capable of visarjan, also knows the limits of consumption or Bhog, and even knows how best to use it. The stage of destruction will not arise in the case of the one who knows how to relinquish.
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